Seven Simple Ways To Save Money On Gas

Looking for ways to save money on gas that won't require you to go out and spend more money just so you can save a few bucks at the pump.

If you have a perfectly good vehicle, then spending $25k on a new hybrid car just so you can save $10 when you fill up at the pump might not be such a good deal.

Also, if you're not the type that wants to install any of those ?gas saving? devices in your car, then this list is for you.

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Car Insurance Premiums: Obvious And Simple Ways To Save Money

There are obvious and simple ways in which substantial amounts can be saved on your car insurance. Here are a few you can implement immediately.

To start with, you will have to raise your deductible. Many people strive to lower the deductible so that when they make a claim, they will pay as little as possible from their pocket. Deductible is the amount paid when you make a claim and before the insurance company pays. When you raise the deductible, you will save on your car insurance premiums every year. Admittedly, in case you have to make a claim, you will pay out a higher amount to your insurance company before your claim is settled. It should however be noted that claims are not made every year and even if you have to make a claim five or six years down the line, after saving money by raising your deductible for a number of years, you will still be miles ahead.

Secondly, if you are driving an older car, you can save a lot on your vehicle insurance by dropping your collision and comprehensive insurance cover. The golden rule here is to start by determining the value of your car.

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Tags: how to save money, save, best ways to save money, money

A Few of the Best Ways to Save Money

In today's financial climate it can get very hard to find a little extra money to put away for that rainy day. I did not say that it was impossible just kinda hard to be able to build up the emergency fund when it seems that every day is an emergency. Here are three of the best ways to save money even when money is tight. Save Your Change Set up a change jar. I have mine set up at the kitchen counter by our back door where I always empty my pockets. I throw my keys on the counter next to my wallet and I plug in my cell phone and throw all my change (every day) into my jar. Twice a month I empty my jar and take it to the bank sometimes there is only two or three dollars in it and sometimes five or six. It is amazing how fast it adds up. At approximately $8.00 each month it comes to $96 a year. Not a fortune but better than a sharp stick in the eye. Save Coupons and Use Them Start to clip coupons or better and easier, just print them off your computer for the brands you use. It is amazing how much you can save on your monthly grocery bills if you just do a little work at it. Of course if you are going to save then the money you do not spend you must put into your savings account. What we have done is set our bi-weekly food budget for the amount we spend to eat each payday. Then we clip coupons and look for deals while shopping so we do not spend our entire budgeted food allowance. Depending on the coupons we find for the two week period we can save $10 to $20 each time which adds up to an average of $30 per month totaling $360 per year. Again not a fortune but $360 plus the $96 comes to $456 each year. Pay Yourself First This is a must if you are ever going to build up your emergency fund. Just put yourself in the budget and pay yourself every payday the same as you would pay your electric or phone bills or any other creditor. Make sure that you drop it into your savings account right away or you will spend it on something you really do not need. If you pay yourself only 10% of every payday it will add up fast. Say you bring home $400 per week 10% is $40 times 52 weeks totals $2080 per year. At only 5% it would total $1040 per year. As you can see just these three of the best ways to save money can put a sizable sum into your emergency fund in as little as a year. Add seven more ways to save and look out world here we come.

You can find more ideas by clicking on the best ways to save money. You can find out how to live on less money each and every day at my blog Bondage Breaker: Financial freedom is possible.
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How Your Bank Can Save You Money

If you think your bank is costing you too much money, then now is the time to look at ways your bank can help you save money rather than spend it. Although there will always be bank charges and fees, there are ways to save money using banks and make the most of their services. Here are some tips about how to cut down on bank costs and save yourself money.

Savings

One way to save yourself money through your bank is to open a savings account. If you have a fair amount of money in your current account, then transferring it to a savings account with a high interest rate is a good idea. Having a savings account does more than just save you money; it earns you money. The interest generated from a savings account means that you are making money from the money that you store. However, you should remember that many banks charge a fee unless if you go below a minimum amount in the account, so keep track of this in order to save yourself money. Read more

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