Ways to Save Money
In these hard times, money is hard to come by so you should know how to save it until things get better. Since it is a balancing act that is somewhat challenging, here are a few ways that can teach you how to save money. If you don’t want to lose your home like a lot of Americans have over the past year, you have to kill your debt first. You do that by calculating how much money you spend in a month and then see where the budgets can be made so there is money you can use to pay ...
Five Practical Ways to Save Money for Students
It can be hard to think of ways to save money especially for students since they don’t have their own money yet. This is because at times, for all the expenses while on campus, there is barely left to save. Although it is hard, it doesn’t mean that it is impossible for students to save money while studying. All they need is to develop good time management skills, strict budgeting, and practicality. If you are one of those who are thinking of ways to save money while on campus or even before you enter one, here are some of the ...
Six Simple Ways to Save Money
No matter where you look at it, there will be always ways to save money if the person has the will do so. If you are one of those who are trying to come up with ways to save money in this unstable economy, it is best to start with developing a simple lifestyle. When you are able to do this, the rest will follow. But, if you are one of those who are not sure where to start, here are some eight simple ways to save money. 1. Cut down on grocery or shopping sprees. Although buying groceries is a ...
Save Money Without Feeling Poor
Yes. You are feeling the economic crunch. Times are hard and you are finding it hard to even make both ends meet with the rising costs of basic necessities and the fact that you lost one of the part-time jobs that you are holding. This is the common scenario that people, not only in the US, is feeling. They may not have lost their jobs but they have certainly found it hard to earn extra. Can you blame them then if they look for ways to cut costs and save money? Although it looks like a pretty daunting task, it’s not ...
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How To Donate Credit Card Points To Haitian Relief Efforts
February 26, 2010 by Best Ways To Save Money
Filed under Personal Finance
Are you looking for ways to help out Haitian relief efforts, but short on cash? No problem! Now, credit card companies and banks are making it easier than ever for people like you to make an impact in Haiti by enabling cardholders to donate points to Haiti. Even those who have recently gone through the credit restoration process are able to donate, although the donation amounts vary. Here are some of the most popular companies that allow you to donate points to Haiti:
American Express. Those enrolled in the Membership Rewards program can redeem points. 1,000 points is equivalent to a $10 donation. You can donate points to Haiti in increments of 1,000, 5,000, 10,000, 50,000 and 100,000.
Bank of America. B of A already allows customers to use WorldPoints Rewards and Power Rewards points to other charities, including the Make-A-Wish Foundation, but now customers can also donate points to Haiti by logging into their accounts online and selecting the “Rewards” tab.
Capital One. Capital One has been in front of the pack when it comes to donating rewards points to charities. They started their tax-deductible “No Hassle Giving Site” in 2008, and have seen an 850 percent increase in giving so far this year.
Chase. Cardholders can donate points to Haiti via the American Red Cross Haiti Relief and Development Fund. 2,500 Ultimate Rewards points is equivalent to a $25 donation.
Citibank. Citibank customers can donate points to Haiti by calling 800-THANK-YOU. Donations can be made in denominations of $50 and $100.
Already, people have used these programs to make a real difference in the earthquake-ravaged country. With the exception of Captial One, companies suggest that you check with your accountant before counting the donations as tax-deductible on your income tax return (particularly if you've recently gone through the credit restoration process).
Mick Bernard is a Credit Consultant from Scottsdale, AZ. His company Credit Strategies is helping consumers clean up their credit nation wide. If you need Credit Restoration Help we recommend looking into our Credit Repair Program.
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