Ways to Save Money

In these hard times, money is hard to come by so you should know how to save it until things get better. Since it is a balancing act that is somewhat challenging, here are a few ways that can teach you how to save money. If you don’t want to lose your home like a lot of Americans have over the past year, you have to kill your debt first. You do that by calculating how much money you spend in a month and then see where the budgets can be made so there is money you can use to pay ...

Five Practical Ways to Save Money for Students

It can be hard to think of ways to save money especially for students since they don’t have their own money yet. This is because at times, for all the expenses while on campus, there is barely left to save. Although it is hard, it doesn’t mean that it is impossible for students to save money while studying. All they need is to develop good time management skills, strict budgeting, and practicality. If you are one of those who are thinking of ways to save money while on campus or even before you enter one, here are some of the ...

Six Simple Ways to Save Money

No matter where you look at it, there will be always ways to save money if the person has the will do so. If you are one of those who are trying to come up with ways to save money in this unstable economy, it is best to start with developing a simple lifestyle. When you are able to do this, the rest will follow. But, if you are one of those who are not sure where to start, here are some eight simple ways to save money. 1. Cut down on grocery or shopping sprees. Although buying groceries is a ...

Save Money Without Feeling Poor

Yes. You are feeling the economic crunch. Times are hard and you are finding it hard to even make both ends meet with the rising costs of basic necessities and the fact that you lost one of the part-time jobs that you are holding. This is the common scenario that people, not only in the US, is feeling. They may not have lost their jobs but they have certainly found it hard to earn extra. Can you blame them then if they look for ways to cut costs and save money? Although it looks like a pretty daunting task, it’s not ...

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Teenagers- The Last Step for Them to Save You Money, Time and Heartache.

The main point in my last article was that you are not a failure as a parent if you don't know everything and ask your teenager's opinions. On the contrary, our job as parents is to be the family's director and not its dictator. Therefore since teens have great creative ideas and can help save you money by doing research etc. it is a shame not to use them in a way that the whole family benefits (yes, even the father and mother). You might be thinking, "This might be easy for him say but my kid is so cynical and obnoxious that he won't even tell me the time of day without some smart aleck remark. How can I discuss anything serious with him?" I agree with you, that if this is the situation in your family it won't happen in one day. However, if you follow a simple common sense plan and if you are determined to have it work, you will see that in a short time your teen will help you to save money, time, and heartache.

The first step is to wait for a time when you and your teen are both relaxed. This might take a little time to happen but it is worth the wait. At that time ask them their opinion about something very impersonal. Something about international politics or a new product you saw on-line or in the newspaper is usually a good idea, provided than neither of you have strong opinions about it.

Don't ask "loaded" questions like, "Don't you think...?" or "Don't you agree with me that....?" This puts her in a tough position and won't help her to be open and say what she really feels.

Give them your full attention when they speak, meaning don't look at the newspaper or at the TV. If the level of communication with them still isn't too good it's not a good idea to look directly at them when they speak (they'll feel intimidated) but be careful not to anything else when they speak.

Respond to what they say with RESPECT and be careful not to be sarcastic or cynical. Never cut them off in mid-sentence and never tell them something to the effect of , "You don't make any sense! You are speaking rubbish!" (Even if you think that they are! Remember they also have good ideas, so it's worth it to ignore their senseless ideas in order that you will eventually gain from their good ideas.) If you agree with what they say then praise them and say, "That's a good point." Nothing too "schmaltzy" (this will make them very suspicious) just short and to the point. . If you disagree with them (which there are times that you surely will) say, "Interesting, let me think about that." Or, "I hear where you are coming from. My life's experience tells me otherwise but I hear what you are saying."

If possible, the next time you see them, tell them, "You know I was thinking over what you said last night and I see that you have a strong point." This shows that you value what they said to such a degree that you even spent time to think about it. Another great form of praise is when you quote them to your friends (when your teen isn't meant to be listening) and say, "My son once said....". This shows that you really hold of what they say.

Continue to ask their opinions about impersonal subjects until you feel comfortable to ask them what they feel and until you see that they are comfortable to express their feelings to you. After that you can move on to more personal subjects until eventually you will get to the point that you can ask them their opinions on subjects are important to you and that will really save you money, time and heartache.
About The Author

Shevach Pepper is the happy father of twelve children and is a family and life coach helping successful people to utilize their business and leadership skills in their personal life. For more information and helpful tips on family issues visit http://www.greatfamilyman.com