Ways to Save Money

In these hard times, money is hard to come by so you should know how to save it until things get better. Since it is a balancing act that is somewhat challenging, here are a few ways that can teach you how to save money. If you don’t want to lose your home like a lot of Americans have over the past year, you have to kill your debt first. You do that by calculating how much money you spend in a month and then see where the budgets can be made so there is money you can use to pay ...

Five Practical Ways to Save Money for Students

It can be hard to think of ways to save money especially for students since they don’t have their own money yet. This is because at times, for all the expenses while on campus, there is barely left to save. Although it is hard, it doesn’t mean that it is impossible for students to save money while studying. All they need is to develop good time management skills, strict budgeting, and practicality. If you are one of those who are thinking of ways to save money while on campus or even before you enter one, here are some of the ...

Six Simple Ways to Save Money

No matter where you look at it, there will be always ways to save money if the person has the will do so. If you are one of those who are trying to come up with ways to save money in this unstable economy, it is best to start with developing a simple lifestyle. When you are able to do this, the rest will follow. But, if you are one of those who are not sure where to start, here are some eight simple ways to save money. 1. Cut down on grocery or shopping sprees. Although buying groceries is a ...

Save Money Without Feeling Poor

Yes. You are feeling the economic crunch. Times are hard and you are finding it hard to even make both ends meet with the rising costs of basic necessities and the fact that you lost one of the part-time jobs that you are holding. This is the common scenario that people, not only in the US, is feeling. They may not have lost their jobs but they have certainly found it hard to earn extra. Can you blame them then if they look for ways to cut costs and save money? Although it looks like a pretty daunting task, it’s not ...

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Save Time And Money Doing Your Own Repairs

Save time and money doing your own repairs before a new tenant signs a lease. I am not suggesting that you try to do the job of a Plumber or an Electrician. I am however suggesting that you consider doing repairs like caulking a shower or tub, fixing a garbage disposal or installing dimmer light switch.

Sometimes calling a professional for a quote and to perform the work can take a lot more time and money than you may have. Many professionals have a service charge just to tell you the problem. Once the problem is diagnosed, you usually have to schedule another appointment to have the work completed days or weeks later.

Some retailers like Home Depot and Lowe's have recognized that people want to know how to do certain types of projects and repairs on their own. Both retailers offer in-store or online workshops weekly.

Home Depot offers tips on how to install cabinet doors or troubleshoot an electrical problem. Their website offers more than 150 home improvement projects with tips and ideas. There are in-store clinics and online workshops available for projects including: tiling floors and walls, simple ways to manage your lawn and installing laminate flooring.

Lowes allows you to sign up for email newsletters. They also offer step by step tips on projects for installing a ceiling fan and to how to perform simple toilet repair. There are in-store clinics for projects including: how to install hardwood flooring, how to update your bathroom and how to decorate with crown molding.

Before you try to do a repair you should determine if a professional is needed. The next thing you should do is decide if you feel comfortable doing the work yourself.

Recently, I decided to install some dimmer switches on several areas where there are recessed lights. I went to the store and found the switches I wanted. I asked the Salesperson for assistance to make sure I had the necessary tools and parts. Once I got home, I read the instructions on how to install the switches and then proceeded to install them. I ran into problem with the lights that had double switches. Fortunately for me there was a 1-800 number for the manufacturer. I called the number and Representative in the technical support department was able to answer my questions within minutes.

I was also able to use a 1-800 for the manufacturer of my ceiling fans. I had an electrician install three ceiling fans that were the same model. When the electrician installed the ceiling fans he did not set each transmitter on a different frequency signal. Every time I turned on one fan, it would also turn on another fan.

Had I called the electrician to install the dimmer switches or to change the frequency signal I probably would have been charged $75 per hour for about two hours of work. Both jobs took me under 45 minutes to complete.

The following is a list of repairs that are fairly easy to complete on your own. As always, if you have any concerns consult a professional.

* Caulking - bathtubs, showers, window sills, door jambs, stringers on stairs

* Painting - rusted porch railings or mailboxes, touch up paint and front doors

* Plumbing - unclogging a toilet or drain, changing the sink or shower fixtures, resetting or unclogging a garbage disposal

* Yard Work - cutting grass, edging up around sidewalks and driveways, applying new mulch, trimming or cutting bushes and trees

* Installations - microwaves, wall shelves, blinds, tool racks and crown molding

Whether you are handy or not, the next time you have a repair consider doing it yourself. Not only will it save you time and money, but it will also teach you how to complete a repair if necessary when a professional is not available. If you do hire a professional, having completed a project in the past will allow you to have a better understanding of how much time the project may take.

For more information or assistance with setting up a real estate investment team (REIT), mortgage planning options or property management, contact Jennifer Johnson, your trusted real estate investment advisor.

? 2006 by Jennifer V-E Johnson. Others may not copy this material without written permission of Jennifer V-E Johnson. The views expressed in this RE News are those of the author(s) and do not necessarily reflect the official policy, position, or opinions of RE/MAX. If you currently working with a Realtor? this is not intended as a solicitation.