Ways to Save Money

In these hard times, money is hard to come by so you should know how to save it until things get better. Since it is a balancing act that is somewhat challenging, here are a few ways that can teach you how to save money. If you don’t want to lose your home like a lot of Americans have over the past year, you have to kill your debt first. You do that by calculating how much money you spend in a month and then see where the budgets can be made so there is money you can use to pay ...

Five Practical Ways to Save Money for Students

It can be hard to think of ways to save money especially for students since they don’t have their own money yet. This is because at times, for all the expenses while on campus, there is barely left to save. Although it is hard, it doesn’t mean that it is impossible for students to save money while studying. All they need is to develop good time management skills, strict budgeting, and practicality. If you are one of those who are thinking of ways to save money while on campus or even before you enter one, here are some of the ...

Six Simple Ways to Save Money

No matter where you look at it, there will be always ways to save money if the person has the will do so. If you are one of those who are trying to come up with ways to save money in this unstable economy, it is best to start with developing a simple lifestyle. When you are able to do this, the rest will follow. But, if you are one of those who are not sure where to start, here are some eight simple ways to save money. 1. Cut down on grocery or shopping sprees. Although buying groceries is a ...

Save Money Without Feeling Poor

Yes. You are feeling the economic crunch. Times are hard and you are finding it hard to even make both ends meet with the rising costs of basic necessities and the fact that you lost one of the part-time jobs that you are holding. This is the common scenario that people, not only in the US, is feeling. They may not have lost their jobs but they have certainly found it hard to earn extra. Can you blame them then if they look for ways to cut costs and save money? Although it looks like a pretty daunting task, it’s not ...

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Save Money On Your Grocery Bill

Save Money On Your Grocery Bill

 by: Shannon Jarvies

We've all heard about certain ways to cut your grocery bill like avoiding the grocery store when you're hungry, using coupons on double coupons day, and buying only the items on your list. These are all good tips and we should keep using them. However, I've found a few pointers that might help you save even more on your grocery bill.

The first thing you need to do after you've made your grocery list is to try to figure the total cost of your grocery bill. Make sure you've got everything on the list that you'll need because after you've made an educated guess you're going to go to your purse (or wallet), take out the cash and leave the rest behind. Believe me, this will definitely cut back on the unnecessary extras because you won't have the credit cards to fall back on. And if you're like me, you'd rather be hung upside down by your toe nails than be found short at the check out.

Don't be afraid to look on the day-old bread rack or in the "about to expire" section of the meat department. You have to be careful, but you'll probably be able to tell whether the item is good. Just make sure to use it right away, don't let it sit in your refrigerator for a week. Who knows, it just might "meat" your expectations and save you money in the process!

Another thing to think about is the time of day, time of week and even time of month that you are shopping. I've found that early in the morning and in the middle of the week is when the grocery stores are less busy and you'll be able to get more efficient shopping done. Be careful not to go on the first day or two of the month. Some stores have been known to raise prices because that is the time that social security and welfare checks go out.

Buy in bulk when it makes sense. If you're shopping at Costco or Sam's Club you still need to comparison shop. I've found that some of the items are just as inexpensive at our local grocery store and there have been times when Costco's or Sam's Club prices where higher. So most of the time it makes sense for me to get most of our groceries at my local store because we live two hours away from Sam's Club

Look high and low for savings, literally. The grocery stores purposely place the higher-priced name brand items at eye level. The lower priced generic and store brands are usually higher and lower than the brand name items. Remember that the generic brand or store brand isn't always the less expensive. Some stores I've been to list the cost per ounce, or per item (trash bags) so be sure to compare these prices when shopping.

Last but not least, if you've got kids at home try to find another mom to trade shopping times with. It's a lot easier to shop without kids, you won't be tempted to buy extras just to keep them quiet and you'll have more time to comparison shop. Your chances of having an enjoyable shopping experience will go up as well as their chances for survival!