Ways to Save Money

In these hard times, money is hard to come by so you should know how to save it until things get better. Since it is a balancing act that is somewhat challenging, here are a few ways that can teach you how to save money. If you don’t want to lose your home like a lot of Americans have over the past year, you have to kill your debt first. You do that by calculating how much money you spend in a month and then see where the budgets can be made so there is money you can use to pay ...

Five Practical Ways to Save Money for Students

It can be hard to think of ways to save money especially for students since they don’t have their own money yet. This is because at times, for all the expenses while on campus, there is barely left to save. Although it is hard, it doesn’t mean that it is impossible for students to save money while studying. All they need is to develop good time management skills, strict budgeting, and practicality. If you are one of those who are thinking of ways to save money while on campus or even before you enter one, here are some of the ...

Six Simple Ways to Save Money

No matter where you look at it, there will be always ways to save money if the person has the will do so. If you are one of those who are trying to come up with ways to save money in this unstable economy, it is best to start with developing a simple lifestyle. When you are able to do this, the rest will follow. But, if you are one of those who are not sure where to start, here are some eight simple ways to save money. 1. Cut down on grocery or shopping sprees. Although buying groceries is a ...

Save Money Without Feeling Poor

Yes. You are feeling the economic crunch. Times are hard and you are finding it hard to even make both ends meet with the rising costs of basic necessities and the fact that you lost one of the part-time jobs that you are holding. This is the common scenario that people, not only in the US, is feeling. They may not have lost their jobs but they have certainly found it hard to earn extra. Can you blame them then if they look for ways to cut costs and save money? Although it looks like a pretty daunting task, it’s not ...

Products You Can Save Money On

US Money Saving Products Australian Money Saving Products Austrian Money Saving Products Belgian Money Saving Products Canadian Money Saving Products French Money Saving Products German Money Saving Products Irish Money Saving Products Italian Money Saving Products Dutch Money Saving Products Spanish Money Saving Products Swiss Money Saving Products GB Money Saving Products

HOLLYMATIC MEAT GRINDER MIXER SAVE MONEY SEMI NEW $2,100.00

Taylor 514ce Guitar With OHSC Excellent Condition LOOK SAVE MONEY $1,999.99

Daiwa Saltiga Dog Fight Z6500HDF save money $1,099.99

Daiwa Seaborg Megatwin SB750MT Brand New in Box Save Money $1,079.99

Save Tax Moneycom Message Domain Put website Names $995.00

Shimano Stella SW Brand New in Box save money $829.99

Apple 2011 Mac Mini 23GHz i5 w Dual HDD 4GB RAM Save Money Here $799.99

Daiwa Tanacom Bull TB750 Brand New in Box Save Money $759.99

PENN INTERNATIONAL V2SPEED SERIES BRAND NEW SAVE MONEY $729.99

Save money on automotive maintenance

Learn what automotive maintenance is actually due on your vehicle before you go in for auto service. This will protect you from un needed automotive repairs.

Lets start out with the owner's manual and automotive maintenance. My owner's manual threatens to void my warranty if I do not perform the recommended service on time. Well let's look at what is recommend automotive maintenance. In my manual (yours may be different) it states that for normal driving an oil change is due every 3,000 miles or 3 months.

Then you keep reading and it says for fleet vehicles oil changes are needed every 4,500 miles or 6 months. What are they talking about with fleet vehicles? I called the 800 number and asked for the official explanation, which is high mileage use or long trips equaling more than 9,000 miles a year would be considered fleet type use. Well to me this is what normal driving is. So according to the manufacturer my automotive maintenance should be done under the fleet automotive maintenance schedule. Everybody I know puts more then 9,000 miles a year on his or her vehicle. The national average for miles put on a single vehicle has risen from 10,000 miles in the 80's to 15,000 miles a year in the 90's to present day. So most of the nation should be on the fleet automotive maintenance schedule along with me. I added up the price difference between the 2 schedules in my own personal service manual. Over a 75,000-mile 5-year period the price difference or savings by going with the fleet schedule was around $500.00 dollars by increasing the automotive maintenance service intervals. But even more important then the money savings, is that this means less visits for auto service. As we have learned every time you avoid auto service appointment your avoiding scams and rip-offs overcharges and poorly done work. These items together are priceless over a five-year period. What did the manufacture mean about voiding my warranty. Well I have seen this first hand. The manufacturer will not honor the warranty if the vehicle was abused. Using the fleet schedule is not abuse it's what is recommended on my vehicle. The dealer and manufacturer will have the burden of proof to claim neglect. This is very difficult and usually only happens under extreme neglect, like when the engine oil looks like tar from lack of oil changes. Now this is important I am not saying to not service your vehicle regularly. I am saying do services only when it is needed. Automotive maintenance Owner's manuals are different for every vehicle. Study your manual and how it relates to your driving conditions and stick to what is really recommended. I was changing my own personal oil way too much. The point was driven home at my newest job. The government fleet I work for has 1,800 pieces of equipment. The cars and light trucks get their oil changed every 6 months or 4,500 miles. Automotive maintenance services are almost never late due to a high tech notification system. When the vehicle is due, it comes in for auto service! After a 5 year 100,000 mile study there were no engine failures in the entire fleet. To me this means 4,500 miles or 6 months is good for me also. Now on your vehicle I stress to study the owners manual and see what is best for you and your vehicle.

Vehicle owner's manuals are not usually user friendly. The manufacturer probably does this on purpose. A confused owner will most likely put their trust in the dealer to guide them in needed automotive maintenance and repairs. This is like putting the fox in charge of the hen house. The dealer will put you on the schedule with the most frequent service intervals and push you towards over servicing your vehicle. The automotive maintenance section is usually toward the back of the manual. I recommend reading this section four to five times or until it is completely understood. Do not be afraid to call the customer assistance line and ask questions. The price for this little used information service was added to the price of the vehicle that you purchased. The customer assistance hot line is important to the manufacturer. Do to the fact they are trying to build brand loyalty and future sales by providing courteous friendly customer service Become an authority or expert on the required automotive maintenance of your specific vehicle and know what is needed before you go in for service. When the service advisor starts throwing up-sell auto service at you and you shut him down with facts and knowledge you will change the shops attitude about selling you auto service you don't need.

About The Author